||Legal Stuff & Payments
Looking for our terms and conditions? Looking for how to pay and details of our credit terms? Well you've come to the right place. We've set it all in black and white. |
How to Pay
Once a Lead Supply Agreement has been completed, you can either pay by bank transfer or by clicking on the following link below.
Credit Account Terms and Conditions
These Terms and Conditions shall apply to credit accounts provided by RMT Group (UK) Ltd a company registered in England & Wales under number 08452090 whose registered office is at 40 Gracechurch Street, Iplan, London EC3 0BT ("the Supplier").
1. Definitions and Interpretation
1.1 In these Terms and Conditions, unless the context otherwise requires, the following expressions have the following meanings:
"Credit Account" means the credit facility made available to the Customer by the Supplier which shall be governed by these Terms and Conditions;
"Customer" means the consumer or business acquiring a Credit Account from the Supplier; and
"Financial Year" means the Supplier's financial year which runs from 1 April to 31 March.
1.2 Unless the context otherwise requires, each reference in these Terms and Conditions to:
1.2.1 "writing", and any cognate expression, includes a reference to any communication effected by electronic or facsimile transmission or similar means;
1.2.2 a statute or a provision of a statute is a reference to that statute or provision as amended or re-enacted at the relevant time;
1.2.3 "these Terms and Conditions" is a reference to these Terms and Conditions and each of the Schedules as amended or supplemented at the relevant time;
1.2.4 a Schedule is a schedule to these Terms and Conditions; and
1.2.5 a Clause or paragraph is a reference to a Clause of these Terms and Conditions (other than the Schedules) or a paragraph of the relevant Schedule; and
1.2.6 a "Party" or the "Parties" refer to the parties to these Terms and Conditions.
1.3 The headings used in these Terms and Conditions are for convenience only and shall have no effect upon the interpretation of these Terms and Conditions.
1.4 Words imparting the singular number shall include the plural and vice versa.
1.5 References to any gender shall include the other gender.
2. Use of Credit Account
2.1 The Customer may use the Credit Account for the payment of invoices for services from the Supplier subject to these Terms and Conditions and to the terms and conditions of sale or supply.
2.2 If the Customer does not have a Credit Account, or has had its account suspended in accordance with these Terms and Conditions, the Supplier shall only provide services on receipt of cleared funds, pre-paid.
3. Eligibility for Credit Accounts
3.1 Upon the Customer's application for a Credit Account, the Supplier may:
3.1.1 Request written references in support of the Customer's creditworthiness;
3.1.2 Obtain reports from credit reference agencies;
3.1.3 Refer to the Customer's previous dealings with the Supplier (where relevant);
3.2 The Supplier shall inform the Customer of their decision in writing.
3.3 Customers whose applications for Credit Accounts are rejected shall [not] be given reasons for such rejection.
4. Payment Terms
4.1 Any and all invoices shall be issued to the Customer on a weekly basis.
4.2 Subject to any alternative credit term agreed between the Supplier and the Customer, all invoices shall be paid in full by the Customer within 2 days of the invoice date.
4.3 The Supplier shall accept the following methods of payment for the settlement of invoices and Credit Accounts:
4.3.1 Bank transfer;
4.4 Unless otherwise agreed in writing between the Supplier and the Customer, all payments shall be made in GBP.
5. Credit Limits
5.1 Customers with no previous dealings with the Supplier will be granted a maximum credit limit of £300
5.2 The Supplier shall have the right to require Customers to pay exclusively by Direct Debit for a period of 11 months from the opening of their Credit Account and shall not be required to give reasons for such a requirement.
5.3 Credit limits shall be determined with reference to the factors set out in Clause 3.
5.4 Where the Customer is a business, the following shall be considered when setting a credit limit:
5.4.1 the length of time it has been trading; and
5.4.2 where the Customer is a company, the trading history of its directors and officers.
5.5 Credit limits shall be exceeded at the Supplier's sole discretion and the Supplier shall require one or more of the following:
5.5.1 Bank guarantee;
5.5.2 Company Guarantee;
5.6 Credit limits shall be reviewed on a twice monthly basis or at the Customer's request.
5.7 Credit limits shall be reviewed in accordance with the criteria set out in Clause 3 and in this Clause 5 and shall be determined using the same procedures as those used for new Credit Accounts.
5.8 All decisions regarding credit limits are final. Reviews of decisions shall be made at the sole discretion of the Supplier.
6. Account Information
6.1 In the event that any details submitted by the Customer to the Supplier (when applying for a Credit Account) change following submission, the Customer shall notify the Supplier of such changes within 7 days of such change(s) taking place.
6.2 The Supplier may review the Customer's Credit Account in the event that any changes under sub-Clause 6.1 give it cause to do so. All reviews under this provision shall be at the discretion of the Supplier.
7. Reduction, Suspension, Withdrawal and Refusal
7.1 If at any time the Supplier is not satisfied as to the creditworthiness of the Customer or if the Customer is in default the Seller shall have the right to give written notice to the Customer that no further credit will be allowed to the Customer in which event no further services will be provided to the Customer other than against cash payment.
7.2 In the event that the Customer's Credit Account is either not suspended or is subsequently reinstated following suspension or withdrawal, the Customer's credit limit may be reduced to a level deemed appropriate by the Supplier.
7.3 In the event that sub-Clause 7.1 applies, the Supplier may require immediate payment in cash of all sums owing by the Customer in settlement of the Customer's Credit Account.
7.4 If the Customer is unable to make payment in accordance with sub-Clause 7.3, the Supplier and the Customer shall agree to the payment of the sums owing in instalments. The decision of the Supplier shall be final.
7.5 Notwithstanding the other provisions of this Clause 7, the Supplier reserves the right to terminate or suspend the Customer's Credit Account at any time without notice.
7.6 The Supplier shall have the right to terminate or suspend the Customer's Credit Account if any information supplied by the Customer is found to be misleading or incorrect or if the Customer fails to comply with these Terms and Conditions or any related terms and conditions of sale or service issued by the Supplier in relation to a particular transaction.
The Supplier shall not be liable to the Customer for any loss or damage arising directly or indirectly out of the reduction, suspension, withdrawal, refusal or termination of the Credit Account.
9.1 The Supplier shall have the right to assign, transfer, sub-contract, or in any other manner make over to any third party the benefit and / or burden established under these Terms and Conditions in respect of the Customer's Credit Account without the prior written consent of the Customer.
9.2 The Customer may not assign, transfer, sub-contract, or in any other manner make over to any third party the benefit and / or burden established under these Terms and Conditions in respect of the Customer's Credit Account without the prior written consent of the Supplier.
10. Force Majeure
Neither the Supplier nor the Customer shall be liable for any failure or delay in performing their obligations where such failure or delay results from any cause that is beyond the reasonable control of that Party. Such causes include, but are not limited to: power failure, Internet Service Provider failure, industrial action, civil unrest, fire, flood, storms, earthquakes, acts of terrorism, acts of war, governmental action or any other event that is beyond the control of the Party in question.
11.1 All notices under these Terms and Conditions shall be in writing and be deemed duly given if signed by, or on behalf of, the Party giving notice (or by, or on behalf of, a duly authorised officer thereof).
11.2 Notices shall be deemed to have been duly given:
11.2.1 when delivered, if delivered by courier or other messenger (including registered mail) during normal business hours of the recipient; or
11.2.2 when sent, if transmitted by fax or e-mail and a successful transmission report or return receipt is generated; or
11.2.3 on the fifth business day following mailing, if mailed by national ordinary mail, postage prepaid; or
11.2.4 on the tenth business day following mailing, if mailed by airmail, postage prepaid.
11.2.5 in each case addressed to the most recent address, e-mail address, or facsimile number notified to the other Party.
11.3 Service of any document for the purposes of any legal proceedings concerning or arising out of these Terms and Conditions shall be effected by either Party by causing such document to be delivered to the other Party at its registered or principal office, or to such other address as may be notified to one Party by the other Party in writing from time to time.
No waiver by the Supplier of any breach of these Terms and Conditions by the Customer shall be considered as a waiver of any subsequent breach of the same or any other provision. A waiver of any term, provision or condition of these Terms and Conditions shall be effective only if given in writing and signed by the waiving Party and then only in the instance and for the purpose for which the waiver is given.
In the event that one or more of the provisions of these Terms and Conditions are found to be unlawful, invalid or otherwise unenforceable, that / those provisions shall be deemed severed from the remainder of these Terms and Conditions. The remainder of these Terms and Conditions shall be valid and enforceable.
14. Consumer Rights
In the event that the Customer is a consumer, the provisions of these Terms and Conditions are in addition to and do not affect the Customer's statutory rights as a consumer.
15. Governing Law and Jurisdiction
15.1 These Terms and Conditions (including any non-contractual matters and obligations arising therefrom or associated therewith) shall be governed by, and construed in accordance with, the laws of England and Wales.
15.2 Any dispute, controversy, proceedings or claim between the Parties relating to these Terms and Conditions (including any non-contractual matters and obligations arising therefrom or associated therewith) shall fall within the jurisdiction of the courts of England and Wales.
This agreement applies as between you, the User of this Website and RMT Group (UK) Ltd, the owner(s) of this Website. Your agreement to comply with and be bound by these terms and conditions is deemed to occur upon your first use of the Website. If you do not agree to be bound by these terms and conditions, you should stop using the Website immediately.
1. Definitions and Interpretation
In this Agreement the following terms shall have the following meanings:
"Content" means any text, graphics, images, audio, video, software, data compilations and any other form of information capable of being stored in a computer that appears on or forms part of this Website;
"RMT Group (UK) Ltd" means RMT Group (UK) Ltd 40 Gracechurch Street, Iplan, London EC3 0BT;
"Service" means collectively any online facilities, tools, services or information that RMT Group (UK) Ltd makes available through the Website either now or in the future;
"System" means any online communications infrastructure that RMT Group (UK) Ltd makes available through the Website either now or in the future. This includes, but is not limited to, web-based email, message boards, live chat facilities and email links;
"User" / "Users" means any third party that accesses the Website and is not employed by RMT Group (UK) Ltd and acting in the course of their employment; and
"Website" means the website that you are currently using (www.rmtdirect.com) and any sub-domains of this site unless expressly excluded by their own terms and conditions.
2. Intellectual Property
2.1 All Content included on the Website, unless uploaded by Users, including, but not limited to, text, graphics, logos, icons, images, sound clips, video clips, data compilations, page layout, underlying code and software is the property of RMT Group (UK) Ltd our affiliates or other relevant third parties. By continuing to use the Website you acknowledge that such material is protected by applicable United Kingdom and International intellectual property and other relevant laws.
2.2 Subject to sub-clause 2.3 you may not reproduce, copy, distribute, store or in any other fashion re-use material from the Website unless otherwise indicated on the Website or unless given express written permission to do so by RMT Group (UK) Ltd.
2.3 Material from the Website may be re-used without written permission where any of the exceptions detailed in Chapter III of the Copyright Designs and Patents Act 1988 apply.
3. Links to Other Websites
This Website may contain links to other sites. Unless expressly stated, these sites are not under the control of RMT Group (UK) Ltd or that of our affiliates. We assume no responsibility for the content of such Websites and disclaim liability for any and all forms of loss or damage arising out of the use of them. The inclusion of a link to another site on this Website does not imply any endorsement of the sites themselves or of those in control of them.
4. Links to this Website
Those wishing to place a link to this Website on other sites may do so only to the home page of the site www.rmtdirect.com without prior permission. Deep linking (i.e. links to specific pages within the site) requires the express permission of RMT Group (UK) Ltd. To find out more please contact us by email at http://www.rmtdirect.com/contact-us.php Privacy
5.1 RMT Group (UK) Ltd makes no warranty or representation that the Website will meet your requirements, that it will be of satisfactory quality, that it will be fit for a particular purpose, that it will not infringe the rights of third parties, that it will be compatible with all systems, that it will be secure and that all information provided will be accurate. We make no guarantee of any specific results from the use of our Service.
5.2 No part of this Website is intended to constitute advice and the Content of this Website should not be relied upon when making any decisions or taking any action of any kind.
5.3 Whilst RMT Group (UK) Ltd uses reasonable endeavours to ensure that the Website is secure and free of errors, viruses and other malware, all Users are advised to take responsibility for their own security, that of their personal details and their computers.
6. Availability of the Website and Modifications
6.1 The Service is provided "as is" and on an "as available" basis. We give no warranty that the Service will be free of defects and / or faults. To the maximum extent permitted by the law we provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility and satisfactory quality.
6.2 RMT Group (UK) Ltd accepts no liability for any disruption or non-availability of the Website resulting from external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, power failure, natural events, acts of war or legal restrictions and censorship.
6.3 RMT Group (UK) Ltd reserves the right to alter, suspend or discontinue any part (or the whole of) the Website including, but not limited to, the products and/or services available. These Terms and Conditions shall continue to apply to any modified version of the Website unless it is expressly stated otherwise.
7. Limitation of Liability
7.1 To the maximum extent permitted by law, RMT Group (UK) Ltd accepts no liability for any direct or indirect loss or damage, foreseeable or otherwise, including any indirect, consequential, special or exemplary damages arising from the use of the Website or any information contained therein. Users should be aware that they use the Website and its Content at their own risk.
7.2 Nothing in these terms and conditions excludes or restricts RMT Group (UK) Ltd's liability for death or personal injury resulting from any negligence or fraud on the part of RMT Group (UK) Ltd.
7.3 Every effort has been made to ensure that these terms and conditions adhere strictly with the relevant provisions of the Unfair Contract Terms Act 1977. However, in the event that any of these terms are found to be unlawful, invalid or otherwise unenforceable, that term is to be deemed severed from these terms and conditions and shall not affect the validity and enforceability of the remaining terms and conditions. This term shall apply only within jurisdictions where a particular term is illegal.
8. No Waiver
In the event that any party to these Terms and Conditions fails to exercise any right or remedy contained herein, this shall not be construed as a waiver of that right or remedy.
9. Previous Terms and Conditions
In the event of any conflict between these Terms and Conditions and any prior versions thereof, the provisions of these Terms and Conditions shall prevail unless it is expressly stated otherwise.
10. Third Party Rights
Nothing in these Terms and Conditions shall confer any rights upon any third party. The agreement created by these Terms and Conditions is between you and RMT Direct Ltd.
11.1 All notices / communications shall be sent to us either by post to our Premises (see address above). Such notice will be deemed received 3 days after posting if sent by first class post, the day of sending if the email is received in full on a business day and on the next business day if the email is sent on a weekend or public holiday.
11.2 RMT Group (UK) Ltd may from time to time send you information about our products and/or services.
12. Law and Jurisdiction
These terms and conditions and the relationship between you and RMT Group (UK) Ltd shall be governed by and construed in accordance with the Law of England and Wales and RMT Group (UK) Ltd and you agree to submit to the exclusive jurisdiction of the Courts of England and Wales.
This Policy applies as between you, the User of this Website and RMT Group (UK) Ltd the owner and provider of this Website. This Policy applies to our use of any and all Data collected by us in relation to your use of the Website.
1. Definitions and Interpretation
In this Policy the following terms shall have the following meanings:
"Data" means collectively all information that you submit to the RMT Group (UK) Ltd via the Website. This definition shall, where applicable, incorporate the definitions provided in the Data Protection Act 1998;
"RMT Group (UK) Ltd" means RMT Group (UK) Ltd of 40 Gracechurch Street, Iplan, London EC3 0BT;
"User" means any third party that accesses the Website and is not employed by RMT Group (UK) Ltd and acting in the course of their employment; and
"Website" means the website that you are currently using (www.rmtdirect.com) and any sub-domains of this site unless expressly excluded by their own terms and conditions.
2. Scope of this Policy
This Policy applies only to the actions of RMT Group (UK) Ltd and Users with respect to this Website. It does not extend to any websites that can be accessed from this Website including, but not limited to, any links we may provide to social media websites.
3. Data Collected
Without limitation, any of the following Data may be collected by this Website from time to time:
3.1 First name
3.2 Last name
4. Our Use of Data
4.1 Any personal Data you submit will be retained by RMT Group (UK) Ltd.
4.2 Unless we are obliged or permitted by law to do so, and subject to Clause 5, your Data will not be disclosed to third parties.
4.3 All personal Data is stored securely in accordance with the principles of the Data Protection Act 1998. Fore more details on security see Clause 11 below.
4.4 Any or all of the above Data may be required by us from time to time in order to provide you with the best possible service and experience when using our Website. Specifically, Data may be used by us for the following reasons:
4.4.1 internal record keeping;
4.4.2 improvement of our products / services;
4.4.3 transmission by email of promotional materials that may be of interest to you;
4.4.4 contact for market research purposes which may be done using email, telephone, fax or mail. Such information may be used to customise or update the Website.
5. Third Party Websites and Services
5.1 RMT Group (UK) Ltd may, from time to time, employ the services of other parties for dealing with matters that may include, but are not limited to, payment processing, delivery of purchased items, search engine facilities, advertising and marketing. The providers of such services do not have access to certain personal Data provided by Users of this Website.
5.2 Any Data used by such parties is used only to the extent required by them to perform the services that RMT Group (UK) Ltd requests. Any use for other purposes is strictly prohibited. Furthermore, any Data that is processed by third parties shall be processed within the terms of this Policy and in accordance with the Data Protection Act 1998.
6. Links to Other Websites
7. Changes of Business Ownership and Control
7.1 RMT Group (UK) Ltd may, from time to time, expand or reduce our business and this may involve the sale and/or the transfer of control of all or part of RMT Group (UK) Ltd. Data provided by Users will, where it is relevant to any part of our business so transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Policy, be permitted to use the Data for the purposes for which it was originally supplied to us.
7.2 In the event that any Data submitted by Users is to be transferred in such a manner, you will not be contacted in advance and informed of the changes. When contacted you will not be given the choice to have your Data deleted or withheld from the new owner or controller.
8. Controlling Use of Your Data
8.1 Wherever you are required to submit Data, you will be given options to restrict our use of that Data. This may include the following:
8.1.1 use of Data for direct marketing purposes; and
8.1.2 sharing Data with third parties.
9. Your Right to Withhold Information
You may access the Website without providing any Data at all.
10. Accessing your own Data
You have the right to ask for a copy of any of your personal Data held by RMT Group (UK) Ltd (where such data is held) on payment of a small fee of £10.
11.1 Data security is of great importance to RMT Group (UK) Ltd and to protect your Data we have put in place suitable physical, electronic and managerial procedures to safeguard and secure Data collected via this Website.
12. Changes to this Policy
RMT Group (UK) Ltd reserves the right to change this Policy as we may deem necessary from time to time or as may be required by law. Any changes will be immediately posted on the Website and you are deemed to have accepted the terms of the Policy on your first use of the Website following the alterations.
1.1 This website www.rmtdirect.com uses Google Analytics to help analise how users use the site. The tool uses "cookies," which are text files placed on the computer, to collect standard Internet log information and visitor behavior information in an anonymous form. The information generated by the cookie about the use of the website (including IP address) is transmitted to Google. In addition RMT Group (UK) Ltd uses Google Adwords conversion tracking code to track conversion data from its Enquiry Forms. This information is then used to evaluate visitors' use of the website and to compile statistical reports on website activity for RMT Group (UK) Ltd.
1.2 The Google statistical analytics tool is used to track visitors. Google will not associate the visitors IP address with any other data held by Google. Neither RMT Group (UK) Ltd or Google will link, or seek to link, an IP address with the identity of a computer user. RMT Group (UK) Ltd will not associate any data gathered from this site with any Personally Identifiable Information from any source, unless explicitly submitted via the Enquiry Form on the website.
1.1 RMT Group (UK) Ltd makes no warranty or representation that this website will meet your requirements, that it will be of satisfactory quality, that it will be fit for a particular purpose, that it will not infringe the rights of third parties, that it will be compatible with all computer systems, that it will be secure and that all information provided will be accurate. RMT Group (UK) Ltd makes no guarantee of any specific results from the use of this website.
1.2 No part of this website is intended to constitute advice and the content of this website should not be relied upon when making any decisions or taking any action of any kind.
This requires that predictive diallers abandon less than 3% of answered calls on a daily basis. Ofcom also requires that if an agent is not available within 2 seconds the call is considered "abandoned" and an automated message is played.
RMT Group Limited automated message identifies our organisation making the call, relaying the purpose of the call with a free phone or basic rate phone number to call back on.
RMT Group Limited does call "Abandoned calls" within 72 hours as in line with Ofcom regulations.
© RMT Group (UK) Ltd. All Rights Reserved.
The content of this website is protected by the copyright laws of England and Wales and by international laws and conventions. No content from this website may be copied, reproduced or revised without the prior written consent of RMT Group (UK) Ltd. Copies of content may be saved and/or printed for personal use only.
Non-registered Trade Mark Notices
Book Now. Pay Later. ™ is a trade mark of RMT Group Limited.
Registered Trade Mark Notices
IFA Direct ® is a registered trade mark of RMT Group (UK) Ltd. Trade mark number: UK00003014300,
RMT Direct ® is a registered trade mark of RMT Group (UK) Ltd. Trade mark number: UK00003066953,
Our registered offices are:
RMT Group (UK) Ltd
40 Gracechurch Street
London EC3 0BT
Registered in England and Wales
Company No. 08452090
Fiscal Identification number in Spain or Número de Identificación Fiscal Definitivo : N8267476C
RMT Group Limited
1/5 Irish Town
Gibraltar GX11 1AA
Registered in Gibraltar
Company No. 112738
Business License: BL160240
Data Protection Register
Registration Number: ZA007824,